Question

QUESTION 1 OF 50
Housing loans of Rs. 75 lakhs and abo
sanctioned to individuals carry %
OPTIONS
a 1,5
O b. 1.25
oc
2
O d.
d. 1.2​

Answer 1

Answer:

Outstanding loan LTV ratio (%) Risk Weight (%) Standard Asset Provision (%)

Up to Rs.30 lakh < 80 35 0.25

> 80 and < 90 50

Above Rs.30 lakh and up to Rs.75 lakh < 80 35

Above Rs.75 lakh < 75 50

3. The LTV ratios, Risk Weights and Standard Asset Provision set out in the circular DBR.BP.BC.No.44/08.12.015/2015-16 dated October 8, 2015, on the captioned subject, shall continue to apply to loans sanctioned up to June 6, 2017.

4. All other instructions referred to in the above mentioned circular remain unchanged.