Question

QUESTION 6
Which of the following would likely be covered under homeowners insurance but NOT by renter's insurance?
A/ Your basement floods, causing you to lose a valuable collection.
B/ A tree branch breaks your bedroom window during a storm.
C/ A burglar makes off with your laptop while you're out of town.
D /A fire destroys almost all your possessions.

Answer 1

If it is not insured, several problems have been found in case of not maintain the basements.

The floods will occupy the basements if there is excess rain and thus insurance may covers during a storm.

Also, it used to analyze with Burglar that notifies the action before pertaining to the basements.