Question

Rajan is a government employee and belongs to a rich household whereas Raju is construction worker and comes from a poor rural household both are in need and wish to take a loan create a list of arguments explaining who between the two would successfully to be able to arrange money from a formal source why

Answer 1

formal source give money on the basis of documents, assets, jobs, etc. so rajan will get loan easily from formal source.
Raju does not any asset to give to the bank so can't able to get loan