Roshni is a small farmer who grows cotton on her two acres of land. she approached a bank for loan but the bank did not give her the loan. Give reasons why the bank is not willing to give loans to a small farmers like Roshni can get loans from banks.
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10
Because she has no collateral so...Banks is unable and
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7
Because she lacks collateral...and do not have proper documentation required to get loan ..
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