Speach on consevation of hours
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The Time Value of Money concept indicates that money earned today will be more than its intrinsic value in the near future. ... Money deposited in a savings bank account earns a certain interest rate to compensate for keeping the money away from them at the current point of time.Time value of money (TVM) is the idea that money that is available at the present time is worth more than the same amount in the future, due to its potential earning capacity. This core principle of finance holds that provided money can earn interest, any amount of money is worth more the sooner it is received.the act of conserving; prevention of injury, decay, waste, or loss; preservation: conservation of wildlife; conservation of human rights. official supervision of rivers, forests, and other natural resources in order to preserve and protect them through prudent management.