Question

suggest some features necessary for credit​

Answer 1

Answer:

a number that lenders use to determine the risk of loaning money to a given borrower. Credit card companies, auto dealers, and mortgage bankers are three types of lenders that will check your credit score before deciding how much they are willing to loan you and at what interest rate. Insurance companies, landlords, and employers may also look at your credit score to see how financially responsible you are before issuing an insurance policy, renting out an apartment, or offering you a job.

Answer 2

It makes easy to carry
It increase living standard of people
It will send notifications in time to time