summary of Merchant of Venice act 1 scene 3
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Shylock, a Jewish moneylender, agrees to loan Bassanio three thousand ducats for a term of three months. Bassanio assures Shylock that Antonio will guarantee the loan, but Shylock is doubtful because Antonio’s wealth is currently invested in business ventures that may fail. In the end, however, Shylock decides that Antonio’s guarantee of the loan will be sufficient assurance, and asks to speak with him. When Antonio arrives, Shylock, in an aside, confesses his hatred for the man. Antonio, Shylock says, is a Christian who lends money without interest, which makes more difficult the practice of usury, in which money is lent out at exorbitant interest rates. Shylock is also incensed by Antonio’s frequent public denunciations of Shylock. Antonio makes it clear to Shylock that he is not in the habit of borrowing or lending money, but has decided to make an exception on behalf of his friend Bassanio. Their conversation leads Antonio to chastise the business of usury, which Shylock defends as a way to thrive.
As he calculates the interest on Bassanio’s loan, Shylock remembers the many times that Antonio has cursed him, calling him a “misbeliever, cut-throat, dog / And spit upon [his] Jewish gaberdine” (I.iii.107–108). Antonio responds that he is likely to do so again, and insists that Shylock lend him the money as an enemy. Such an arrangement, Antonio claims, will make it easier for Shylock to exact a harsh penalty if the loan is not repaid. Assuring Antonio that he means to be friends, Shylock offers to make the loan without interest. Instead, he suggests, seemingly in jest, that Antonio forfeit a pound of his own flesh should the loan not be repaid in due time. Bassanio warns Antonio against entering such an agreement, but Antonio assures him that he will have no trouble repaying the debt, as his ships will soon bring him wealth that far exceeds the value of the loan. Shylock attempts to dismiss Bassanio’s suspicions, asking what profit he stands to make by procuring a pound of Antonio’s flesh. As Shylock heads off to the notary’s office to sign the bond, Antonio remarks on Shylock’s newfound generosity: “The Hebrew will turn Christian; he grows kind” (I.iii.174). Bassanio remains suspicious of the arrangement, but Antonio reminds him that his ships will arrive within the next two months.