The banker is discharged of his liability,if the endorsement made is a
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sansrecourse endoursement
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A cheque differs from a bill in several points: it does not require acceptance; it is drawn upon a banker; the banker may be protected if he pays it bearing a forged endorsement; the drawer is the person liable to pay it and the drawer, as a rule, is not discharged by delay in presenting it for payment.
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