Question

"The incidental expenses are so heavy, "she confides to inquiring friends.Who is the speaker?? What is she referring to here??

Answer 1

ms.packletide is the speaker she refers to the weekly cottage given to miss mebbin

Answer 2

Mrs packletide is the speaker. She is referring to Louisa Mebbins black mailing incident. Miss Mebbin blackmailed her by compelling to pay for her weekend cottage in return for keeping Mrs Packletides tiger hunting expedition a secret.
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