The overall spread of a bank personal account holder number of variety of tables without the bank has less money is known as
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When you go to a bank to open an account, you will find each kind of deposit account comes with a different interest rate, depending on the bank and account. The Federal Deposit Insurance Corporation (FDIC) reports that the type of account that usually earns the highest interest rate is a money market account, then savings and checking accounts.
A bank earns a spread on the funds it lends out from those it takes in as a deposit. The net interest margin (NIM), which most banks report quarterly, represents this spread, which is simply the difference between what it earns on loans versus what it pays out as interest on deposits.
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