Question

u are in charge of Treasury of Some Bank Ltd India with a liability books of Rs.10,000 crores. The CD ratio is 65%. While the Average Cost of Deposits is 5 % pa, the average earning including non-fund based advance is 9% pa. The bank’s treasury makes a profit of around Rs.100 crores pa with twenty five staff, in all. The bank has 50 branches with average 5 staff per branch. Discuss the profitability of the banking books and trading books of the bank with per staff profitability.”​

Answer 1

Answer:

Banking and financial institutions in India have been showing signs of trouble, it is no surprise.