Question

usufructuary mortgage​

Answer 1

Usufructuary mortgage is a type of mortgage where the mortgagor delivers the possession and right to enjoy an income of and from the property to the mortgagee. If the mortgagor is not in a position to give immediate possession, it is sufficient if he gives the right to possession.

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Answer 2

Usufructuary mortgage is a type of mortgage where the mortgagor delivers the possession and right to enjoy an income of and from the property to the mortgagee. If the mortgagor is not in a position to give immediate possession, it is sufficient if he gives the right to possession. Where if a mortgagor expressly or by implication binds himself to deliver possession of the mortgaged property to the mortgagee, the transaction is a usufructuary mortgage although actual possession has not been delivered. Instead of giving actual possession, the mortgagor may direct the tenants of the mortgaged property to pay the rent to the mortgagee.

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