Question

What all can we write in a project of banking

Answer 1

nk deals in money and money substitutes; it also provides a range of financial services. In a formal sense, it borrows or receives “deposits” from firms, individuals, and (sometimes) governments and, on the basis of these resources, either makes “loans” to others or purchases securities, which are listed as “investments.” In general, it covers its expenses and earns its profits by borrowing at one rate of interest and lending at a higher rate. In addition, commissions may be charged for services rendered.

A bank is under an obligation to repay its customers’ balances either on demand or whenever the amounts credited to them become due. For this reason, a bank must hold some cash (which for this purpose may include balances at a bankers’ bank, such as a central bank) and keep a further proportion of its assets in forms that can readily be converted into cash. It is only in this way that confidence in the banking system can be maintained. 

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Answer 2

Answer:

Mentioned below is the standard format for preparing Project Report for Bank Loan:

Introductory Page

Summary of the project

Details about the Promoters, their educational qualifications, work experience, etc.

Current Status of the Bank, its products and services, target market, and activities.

Employees, details about the top management, their educational qualifications, work experience, etc.

Infrastructure facilities, tools deployed, operational premises, machinery, etc.

Customers, details about them as well as prospective customers

Regional Operations

Fiscal acquisitions and tie-ups

Means of Financing

Balance Sheet

Profit and Loss Statements

Fund Flow Statement

Chief Ratios

Break Even Point Evaluations

Conclusions