Question

what are reason that the banks are not willing to lend to certain borrowers?​

Answer 1

Answer:

Banks might not be willing to lend to people who cannot provide collateral, who do not have steady earnings or jobs, and who have a history of non-repayment of loans. In such cases, banks do not have a guarantee as to whether or not theloans will be repaid by the persons concerned.

Explanation:

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