what are the four ways in which we can minimise the damage caused by floods
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While nothing can completely prevent floods from occurring, there are steps you can take to mitigate its damaging effects. Here are a few strategies to implement if a flood happens in your area:
Clean out eavestroughs and downspouts
It doesn't take much water to produce localized flooding, and when a home isn't properly prepared, the chances of damage occurring is all but certain. Simple steps that you can do to soften the impact include cleaning out gutters and drains so that precipitation will channel away. Make sure that the downspouts are clear as well and faced outward.
Move expensive furnishings to higher ground
If you live in a low lying area, there's an increased likelihood that floodwaters could penetrate your home's interior. If you have belongings that are transportable and flooding is forecasted, move them to someplace where water can't get to them. Bear in mind, however, that you don't necessarily have to live in a flood zone to be at risk for one. Nearly 1 in 5 flood insurance claims are outside of flood zone areas, according to FEMA data.
Reinforce your roof
You may not think of your roof as a flood deterrent, but a leaking roof can lead to water damage. HouseLogic recommends that the next time your roof needs to be replaced - an asphalt-shingled roof usually lasts at approximately 25 years -consider installing waterproofing material that sits underneath the shingles. This makes it harder for rainwater to leak in, potentially damaging the interior walls or ceiling.
Purchase flood insurance
If you only do one thing to protect yourself and your home, make it buying flood insurance. According to FEMA's estimates, over 5.3 million people in the U.S. have a flood policy in place through the National Flood Insurance Program. With flood insurance protection, you won't have to worry about paying massive amounts of money for repairs, as you're only responsible for the deductible.
For more information on flood insurance - and why you should purchase it sooner rather than later - speak with your local Selective agent today.
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