Question

What are the reasons why the banks might not be willing to lend?

Answer 1

bank do want to give loan to poor person

who have not auxiliary

bank requires proper (i.e full details) documents and auxiliary as against security

the borrower who have not paid any loan (which they take earlier) and banks might not be to willing to lend them again

banks might not be wiling to lend those

because more often than not they don't have the required documents to take loan.And their jobs are not scured enough,so the band avoid giving them loans. 

Answer 2

Answer:

Banks might not be willing to lend to certain borrowers'. Why is it so? What can be done to solve this issue?