Question

What are the reasons why the banks might not be willing to lend to certain borrowers

Answer 1

thinking that he or she may not repay it .
they might be part of terrorist so the bank will be at loss and they might be called again and again for investigation which they may dislike

hope this helps
plzz mark brainliest 

Answer 2

ᴛʜᴇ ʙᴀɴᴋs ᴍɪɢʜᴛ ɴᴏᴛ ʙᴇ ᴡɪʟʟɪɴɢ ᴛᴏ ʟᴇɴᴅ ᴄᴇʀᴛᴀɪɴ ʙᴏʀʀᴏᴡᴇʀs ғᴏʀ ᴛʜᴇ ғᴏʟʟᴏᴡɪɴɢ ʀᴇᴀsᴏɴs:

(ɪ) ʙᴀɴᴋs ʀᴇϙᴜɪʀᴇ ᴘʀᴏᴘᴇʀ ᴅᴏᴄᴜᴍᴇɴᴛs ᴀɴᴅ ᴄᴏʟʟᴀᴛᴇʀᴀʟ ᴀs sᴇᴄᴜʀɪᴛʏ ᴀɢᴀɪɴsᴛ ʟᴏᴀɴs. sᴏᴍᴇ ᴘᴇʀsᴏɴs ғᴀɪʟ ᴛᴏ ᴍᴇᴇᴛ ᴛʜᴇsᴇ ʀᴇϙᴜɪʀᴇᴍᴇɴᴛs.

(ɪɪ) ᴛʜᴇ ʙᴏʀʀᴏᴡᴇʀs ᴡʜᴏ ʜᴀᴠᴇ ɴᴏᴛ ʀᴇᴘᴀɪᴅ ᴘʀᴇᴠɪᴏᴜs ʟᴏᴀɴs, ᴛʜᴇ ʙᴀɴᴋs ᴍɪɢʜᴛ ɴᴏᴛ ʙᴇ ᴡɪʟʟɪɴɢ ᴛᴏ ʟᴇɴᴅ ᴛʜᴇᴍ ғᴜʀᴛʜᴇʀ.