Question

what categores of insurance typhoon

Answer 1

Answer:

For flood , typhoon, etc .:-

The violent destruction caused to the property or goods due to the above-mentioned perils are covered by all types of fire insurance policy.

However, the policy does not cover for earthquake, volcanic eruption or other perils of nature under the standard peril list.

I hope it helps you

Answer 2

Answer:

Typhoon Hato quickly intensified in strength as it barreled down on Hong Kong, unleashing hurricane force winds and rain, prompting the city to raise its first T10 warning in 5 years. As the typhoon raged, videos and reports of damage to homes and property were quick to come in with the SCMP reporting that there could be upwards of HKD 8 billion in losses. This typhoon and the damage it caused has certainly led to many people in the city wondering whether home insurance will cover damage from storms like this. Here, we aim to take a look at what you need to know about home insurance and how it covers damage from typhoons and other major storms.

As a general rule of thumb, home insurance policies in Hong Kong will cover your domicile should damage be done during a storm. The thing to be aware of here, however, is that when people talk about home insurance in the city, there are actually many different types of cover that can be combined to form what many of us think of as "home insurance". Generally speaking, there are two major types of insurance that most people will secure:

Property insurance - Designed to cover the physical parts of a building/home e.g., walls, roof, floors, etc. in the event of damage. Most banks will require this type of insurance to be secured if you have a mortgage. Homeowners insurance - Designed to cover the contents of a home e.g., jewelry, electronics, personal items, etc. The good news here is that almost all of the plans available will cover typhoon damage. Of course, like any other type of insurance, there will be differences between plans so it is incredibly important to be aware of what your plan covers.

___________________ ☺ Hope it helps you ☺ _____________________

                 ♡☆♡I hope you will be helped by this answer.♡☆♡

          

                     ☆♡☆Follow me and mark as brainliest.♡☆♡

_______________☺♡☆♡☺☆♡☆☺☆♡☆♡☆☺__________________