Question

what does 'credit' balance as per the bank pass book mean?

Answer 1

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Balance as per Cash Book means the balance as per the Bank column of the Cash Book, which is maintained by the trader or Bank's client. When debit balance is more than the credit balance, it is a debit balance/overdraft as per Pass Book.
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Answer 2

cr.balance ad per the bank passbook means favorable.. (bank me paisa hai).
Dr.balnce as per bank passbook is also called unfavorable balance .( bank me paisa nhi hai.)

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