Question

What happens when all depositors come and ask their money at same time?

Answer 1

when the depositers came and ask the money to a person who got the money from them will be so worry and feel shame to say that I don't have money to give

Answer 2

Answer: Bank would not be able to give money to the depositors if they all went to ask for their money all at the same time. This is because, banks keep only about 15% and would have already used the balance d portion of their deposits to extend loans.