what has covid 19 taught us financially
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The Covid-19 crisis has severely impacted most investment avenues. The resultant market volatility has wiped off years of profits, deposit rates have slumped, small savings schemes are offering lower returns, and the realty sector is undergoing an extreme slowdown.
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- Build an emergency fund before investing
- Consumer credit should be minimal in your portfolio
- Investment in health insurance is crucial
- Reign in your spending
- Personal budgeting is essential throughout your life
- Short-term financial decisions hurt during crises
- Diversification of investment portfolio is a must
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