Question

what is loan from commercial banks ​

Answer 1

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A commercial bank may specialize in just one or a few types of loans. Customer deposits, such as checking accounts, savings accounts, money market accounts and CDs, provide banks with the capital to make loans. Customers who deposit money into these accounts effectively lend money to the bank and are paid interest.

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Answer 2

A commercial bank is a type of financial institution that accepts deposits; offers checking account services; makes business, personal and mortgage loans; and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses.