what kind of organization? (producer, consumer or service co-ops)
several companies in your city join together to get a better deal on health insurance they offer to their workers.
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In this case the correct answer would be cooperative service.
Explanation:
In general sense,a cooperative service is defined as collaboration or mutual co-functioning to achieve any certain goal or objective.From a business standpoint,it implies several members of an organisation or organisations coming together to provide any social or economic service to the people in general.In this context,if several companies or business organisation collaborate to provide health insurance to their workers it would be considered as cooperative service as multiple companies or business organisation have commercially joined together to serve a common purpose or objective.
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