what problems are faced by small and marginal farmers and agricultural labourers in obtaining loans and capital?
Answers
While these sum up as the main problems for small and marginal farmers there are also several other problems that are being faced. As we know, water is the most important input in agriculture. In order to raise the living quality in rural areas, Irrigation and water management needs to be developed.
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The following are the predicaments faced by small and marginal farmers and agrarian laborers in getting loans and capital:
1. The large landlords provide loans to the small and marginal farmers on high-interest rates.
2. Sometimes, the rich landlords obtain the property of the small and marginal farmers when they failed to repay the loan.
3. At the time of taking loans from banks, they have to show a number of proofs which takes a lot of time.