What was the bank rate since 2004-2005 in india?
Answers
Answer:
(Percent per annum)
Year
Call/Notice money rates
Commercial bank rates
Deposit rates
Lending rates
1 to 3 yrs.
Over 3 yrs. & upto 5 yrs.
Above 5 yrs.
SBI advance rate
Key lending rates as prescribed by RBI (All commercial banks including SBI)
Ceiling rate general
Minimum rate general
Minimum rate selective credit control
1
2
3
4
5
6
7
8
9
1975-76
10.55
8.00
9.00
10.00
14.00
16.50
12.50
14.00-15.00
1976-77
10.84
8.00
9.00
10.00
14.00
16.50
12.50
14.00-15.00
1977-78
9.28
6.00
8.00
9.00
13.00
15.00
12.50
14.00-15.00
1978-79
7.57
6.00
7.50
9.00
13.00
15.00
12.50
14.00-15.00
1979-80
8.47
7.00
8.50
10.00
16.50
18.00
12.50
15.50-18.00
1980-81
7.12
7.50-8.50
10.00
10.00
16.50
19.40-19.50
13.50
16.70-19.50
1981-82
8.96
8.00-9.00
10.00
10.00
16.50
19.50
-
17.50-19.50
1982-83
8.78
8.00-9.00
10.00
11.00
16.50
19.50
-
17.50-19.50
1983-84
8.63
8.00-9.00
10.00
11.00
16.50
18.00
-
16.50-18.00
1984-85
9.95
8.00-9.00
10.00
11.00
16.50
18.00
-
16.50-18.00
1985-86
10.00
8.50-9.00
10.00
11.00
16.50
17.50
-
16.50-17.50
1986-87
9.99
8.50-9.00
10.00
11.00
16.50
17.50
-
16.50-17.50
1987-88
9.88
9.00-10.00
10.00
10.00
16.50
16.50
-
16.5
1988-89
9.77
9.00-10.00
10.00
10.00
16.50
-
16.00
16
1989-90
11.49
9.00-10.00
10.00
10.00
16.50
-
16.00
16
1990-91
15.85
9.00-10.00
11.00
11.00
16.50
-
16.00
16
1991-92
19.57
12.00
13.00
13.00
16.50
-
19.00
19
1992-93
14.42
11.00
11.00
11.00
19.00
-
17.00
17
1993-94
6.99
10.00
10.00
10.00
19.00
-
14.00
15
1994-95
9.40
11.00
11.00
11.00
15.00
-
15.00
Free
1995-96
17.73
12.00
13.00
13.00
16.50
-
16.50
Free
1996-97
7.84
11.00-12.00
12.00-13.00
12.50-13.00
14.50
-
14.50-15.00
Free
1997-98
8.69
10.50-11.00
11.50-12.00
11.50-12.00
14.00
-
14.00
Free
1998-99
7.83
9.00-11.00
10.50-11.50
10.50-11.50
12.00-14.00
-
12.00-13.00
Free
1999-00
8.87
8.50-9.50
10.00-10.50
10.00-10.50
12.00
-
12.00-12.50
Free
2000-01
9.15
8.50-9.50
9.50-10.00
9.50-10.00
11.50
-
11.00-12.00
Free
2001-02
7.16
7.50-8.50
8.00-8.50
8.00-8.50
11.50
-
11.00-12.00
Free
2002-03
5.89
4.25-6.00
5.50-6.25
5.50-6.25
10.75
-
10.75-11.50
Free
2003-04
4.62
4.00-5.25
5.25-5.50
5.25-5.50
10.25
-
10.25-11.00
Free
2004-05
4.65
5.25-5.50
5.75-6.25
5.75-6.25
10.25
-
10.25-10.75
Free
2005-06
5.60
6.00-6.50
6.25-7.00
6.25-7.00
10.25
-
10.25-10.75
Free
2006-07
7.22
7.50-9.00
7.75-9.00
7.75-9.00
12.25
-
12.25-12.50
Free
2007-08
6.07
8.25-8.75
7.50-9.00
7.50-9.00
12.25
-
12.25-12.75
Free
2008-09
7.06
8.00-8.75
7.75-8.50
7.75-8.50
12.25
-
11.50-12.50
Free
2009-10
3.24
6.00-7.00
6.50-7.50
6.50-7.50
11.75
-
11.00-12.00
Free
2010-11
4.51
6.75-7.25
7.00-7.25
7.00-7.75
7.50
-
7.50-8.00
Free
(Continued)
TABLE 74 : STRUCTURE OF INTEREST RATES (Concld.)
(Per cent per annum)
Year
Prime Lending Rates of Term Lending Institutions
Units of UTI (July-June)
Annual (Gross) Redemption Yield of Government of India Securities
IDBI
IFCI
ICICI
IIBI/ IRBI
SFCs
Divid- end Rate
Yield Rate
Short-Term
Medium-Term
Long-Term
(1-5yrs.)
(5-15yrs.)
(15yrs. & Above)
1
10
11
12
13
14
15
16
17
18
19
1975-76
11.00
(8.00-11.00)
12.00
11.00
8.50
8.00-14.50
8.75
8.33
5.20-6.04
5.47-6.02
6.08-6.48
1976-77
11.00
(8.00-11.00)
11.00
11.00
8.50
8.00-15.50
9.00
8.51
5.18-5.59
5.43-5.97
6.02-6.47
1977-78
11.00
(8.00-11.00)
11.00
11.00
8.50
8.00-15.50
9.00
7.96
5.06-5.59
5.42-5.98
6.03-6.46
1978-79
11.00
(8.00-11.00)
11.00
11.00
8.50
8.00-15.50
9.00
7.67
5.12-5.48
5.47-6.25
6.12-6.73
1979-80
11.00
(8.00-11.00)
11.00
11.00
8.50
8.00-15.50
10.00
8.56
4.70-5.74
5.70-6.30
6.20-6.98
1980-81
14.00
(12.00-14.50)
14.00
14.00
9.15
12.00-16.00
11.50
9.62
4.74-6.01
5.80-6.75
6.44-7.49
1981-82
14.00
(12.50-14.00)
14.00
14.00
9.15
11.25-14.00
12.50
10.29
5.32-6.43
5.81-7.02
6.45-8.00
1982-83
14.00
(12.50-14.50)
14.00
14.00
12.50
12.50-17.00
13.50
10.65
4.98-8.46
6.25-7.77
6.46-9.00
1983-84
14.00
(11.50-16.50)
14.00
14.00
12.50
14.00-18.00
14.00
10.49
4.50-7.08
6.67-9.04
6.47-10.00
1984-85
14.00
(12.50-18.50)
14.00
14.00
12.50
14.00-20.00
14.25
10.44
4.20-8.31
6.47-9.04
7.93-10.50
1985-86
14.00
(11.50-16.50)
14.00
14.00
12.50
11.50-16.50
15.25
11.75
5.42-9.84
6.49-9.50
8.38-11.50
1986-87
14.00
(11.50-16.50)
14.00
14.00
12.50
11.50-16.50
16.00
12.27
5.09-11.60
6.50-10.86
8.88-11.50
1987-88
14.00
(11.50-16.50)
14.00
14.00
14.00
11.50-16.50
16.50
12.56
6.86-15.78
6.51-11.73
9.17-11.50
1988-89
14.00
(11.50-16.50)
14.00
14.00
14.00
11.50-16.50
18.00
13.58
7.03-23.88
6.76-13.77
9.36-11.73
1989-90
14.00
(11.50-16.50)
14.00
14.00
14.00
11.50-16.50
18.00
13.35
7.56-18.36
7.69-15.06
10.05-11.80
1990-91
14.00-15.00
14.00-15.00
14.00-15.00
14.00-15.00
9.00-20.00
19.50
14.03
7.04-21.70
9.44-12.70
10.86-12.04
1991-92
18.00-20.00
18.00-20.00
18.00-20.00
18.00-20.00
9.00-20.00
25.00
16.40
8.37-26.26
9.50-13.42
9.91-12.38
1992-93
17.00-19.00
17.00-19.00
17.00-19.00
18.50-21.00
(11.50-20.00)
26.00
19.06
9.08-23.77
9.50-14.78
8.82-12.47
1993-94
14.50-17.50
14.50-17.50
14.50-17.50
14.50-17.50
(11.50-20.00)
26.00
17.68
11.86-12.86
12.70-13.30
12.85-13.43
1994-95
15.00
14.50-18.50
14.00-17.50
14.50-17.50
(12.00-13.50)
26.00
16.33
9.75-11.76
11.30-13.86
11.77-13.47
1995-96
16.00-19.00
16.00-20.00
14.00
15.50-18.50
(12.00-13.50)
20.00
12.66
6.00-14.28
5.75-14.07
11.84-13.02
1996-97
16.20
15.00-19.50
16.50
17