What would have happened had there been no cooperation no determination and no spirit of self help among the villagers
Answers
Answer:
The concept of group formation is the best strategy to provide credit and the necessary mental courage for self-employment. Poor women can internalise production possibilities in groups only. They are better-equipped to overcome the negative social pressure and gender biases operating against them through group identity and activity. An individual without any experience of running a business is normally nervous and wary of starting her own new venture but if a group comes together with their different but supporting skills to run a business, they provide mutual support, boost each other’s confidence, point out each other’s mistakes and guide each other. A group feels more confident in approaching a bank or a Government department for a loan or for benefit under a scheme. Grouping of women has increased their awareness and reduced the chances of exploitation by middlemen.
Problems of SHGs and the Role of Catalysts
Today the SHG concept has assumed a very significant role in the development of our country, particularly in poverty reduction. Hence it becomes all the more important to identify the challenges faced by the SHGs and try to mitigate the same. Exploitative markets, lack of entrepreneurial skills, resources and opportunities are some of the problems encountered by SHGs.
Poverty is a result of many factors, therefore, mere provision of credit cannot assure development. From being a minimalist or an ‘only credit’ approach, microfinance has become a ‘credit plus’ approach acknowledging that along with credit, other inputs like skill development, literacy, health care, social awareness, support services, etc. were also essential for the holistic development of disadvantaged women.
The Government, Banks, Non-Government Organisations and above all Gandhian Studies Centres can function as catalysts and play a pro-active role in mobilising, organising and sustaining SHGs. Through volunteers of the Centres necessary training in managerial, technical and marketing skills can be imparted to groups to enhance their livelihood opportunities and make their enterprises viable.
Answer:
THE REAL India lies in the 7,00,000 villages. If Indian civilization is to make its full contribution to the building up of a stable world order, it is this vast mass of humanity that has….to be made to live again.
We have to tackle the triple malady which holds our villages fast in its grip : (I) want of corporate sanitation ; (ii) deficient diet; (iii) inertia . . . They [villagers] are not interested in their own welfare. They don't appreciate modern sanitary methods. They don't want to exert themselves beyond scratching their farms or doing such labour as they are used to. These difficulties are real and serious. But they must not baffle us...
We must have an unquenchable faith in our mission. We must be patient with the people. We are ourselves novices in village work. We have to deal with a chronic disease. Patience and perseverance, if we have them, overcome mountains of difficulties. We are like nurses who may not leave their patients because they are reported to have an incurable disease.
Villages have suffered long from neglect by those who have had the benefit of education. They have chosen the city life. The village movement is an attempt to establish healthy contact with the villages by inducing those who are fired with the spirit of service to settle in them and find self-expression in the service of villagers….
The concept of group formation is the best strategy to provide credit and the necessary mental courage for self-employment. Poor women can internalise.