Question

when evaluating a credit request a lender may consider​

Answer 1

When determining a consumer's creditworthiness, financial institutions must instead consider income, expenses, debts and credit history. Creditors are permitted to ask for certain information to help in the documentation process, but even that is limited by certain rules.

Answer 2

When determinning a consumer's creditworthiness, financial institution must instead consider income, expenses,debts and credit history.