Question

Which of the following is highly secured
A. Mortgage loan
B. Cash credit
C. Overdraft
D. Education loan​

Answer 1

Answer:

Eduction loan should be secure

Answer 2

Answer:

Option A. Mortgage loan is highly secured.

Explanation:

A mortgage is basically the cash that one individual, corporation or establishments lends to some other individual, corporation or institution. It is the borrowing of cash for a selected time period with the goal of returning it with hobby.

• A loan mortgage is featured through periodic bills till the preliminary most important is paid off absolutely on the cease of given mortgage term.
• With that being said, it's miles a consultant of closed-cease mortgage. Credit card is taken into consideration as a revolving account, wherein the cardboard proprietor can spend as much as card's credit score limit.
• The card proprietor can choose to make a minimal price for every month, as opposed to paying off the whole balance.
• Overdraft safety is likewise taken into consideration as a line of credit score, which have to be dealt with as an open-cease mortgage.

Types of Loans

• Secured Loans- This is a mortgage which has been secured through a few assets or property. So, the borrower will pledge his belongings towards the mortgage.
• Unsecured Loan-Opposed to secured loans, an unsecured mortgage is one wherein the borrower does now no longer hold any of his belongings as collateral.  These loans are constantly riskier from the financial institution’s factor of view. Some types of an unsecured mortgage are- Line of credit, Overdraft facilities, Personal Loans, Credit Card debt, Peer to see lending's.
• Demand Loan- These are commonly short-time period loans.  They do now no longer have a hard and fast time period. This method that they're payable are call for, on every occasion the lender demands, the borrower has to repay.
• Subsidized Loan-In a sponsored mortgage the charge of hobby is sponsored. Which method the borrower is given the mortgage at a decrease charge of hobby than the going charge. The authorities are the only that gives the stated subsidy.

                   These sponsored loans are normally given to college students after they take loans for academic purposes. Some agricultural loans also are sponsored in India, to assist farmers with growth. There are instances while the complete hobby quantity can be sponsored.

• Commercial Loan- These are normally taken through commercial enterprise and groups for capital necessities or investment of operational costs. Commercial loans normally have a tendency to be secured through a few collateral belongings.

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