which of the following is NOT an example of moral hazard
1. lying about farming yields to collect insurance money
2. neglecting to replace smoke detector batteries when insured against fire
3. knowingly building a house in an area susceptible to floods
4. not farming efficiently because farming insurance will cover the cost of bad crop
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Answer:
knowingly building a house in an area susceptible to floods
Explanation:plzzz mark as brainliest
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