Question

Which of the following would likely be covered under homeowners insurance but NOT by renter's insurance?

Answer 1

A.) Homeowners cover is taken for one's home.

It covers :

1.) Damages caused by fire

2.) Windstorms

3.) Hail

4.) Lightning

5.) Vandalism

The covers excluded include :

Floods and earthquakes.

B.) Renters insurance provides cover for your lost, damaged or stolen possession.

It also covers injuries for another person that occur in one's rented house.

The damage should be due to fire or vandalism.

From this information one is able to pick out what is not covered by the renters insurance.

The renters insurance does not cover damages caused by lightning, hail and windstorm.