Who is/are the Appellate Authority under Section 45 AA?
(I) Insurance Commissioner
(II) Additional Commissioner
(III) Regional Director
(IV) Joint Director
(V) Deputy Director
(a) I only
(b) I, II & III
(c) I, II, III & IV
(d) I, II, III, IV & V
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b. I, II, and III is the correct answer
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