Question

who were the frist to use paper money in the form of credit or exchange notes? ​

Answer 1

$\huge\bold\red{HOLA}$

Paper bills were first used by the Chinese, who started carrying folding money during the Tang Dynasty (A.D. 618-907) — mostly in the form of privately issued bills of credit or exchange notes — and used it for more than 500 years before the practice began to catch on in Europe in the 17th century.