Why decision tree and genetic algorithm is used for feature selection?
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internet banking, telephone banking, mobile ... Electronic banking is defined as “Delivery of bank's services to a customer at his office or ... process of transactions and many times they.
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Decision tree modelling, as one of data mining techniques, is used for credit scoring of bank customers.The main problem is the construction of decision trees that could classify customers optimally. This studypresents a new hybrid mining approach in the designof an effective and appropriate credit scoring model.It is based on genetic algorithm for credit scoringof bank customers in order to offer credit facilities toeach class of customers. Genetic algorithm can helpbanks in credit scoring of customers by selectingappropriate features and building optimum decisiontree