why doesn’t APR compare loans for different lengths of time.
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The note added that MFIs will be interested in applying for small bank licences since this will address political risk and opens an opportunity to access savings in their target segment. Also, the competition for a licence might be limited. According to Espirito Santo Securities, given its target segment, size and size of its balance sheet, SKS Microfinance could emerge a frontrunner for a license, if it chose.
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