Question

Why have been banks opened in Villages?

Answer 1

Answer:

Ever since the government took the decision on November 8th to withdraw the old Rs 500 and Rs 1000 notes, the focus has been on the last mile implementation. The number of bank branches in various regions of the country became the focus of discussion. As per the data shared by the government in the Lok Sabha, more than 24000 new bank branches of Scheduled Commercial Banks (SCBs) were opened between 2013-14 and 2016-17 (till June). More than 8500 or 1/3rd of them were opened in Rural areas.

Answer 2

With the Reserve Bank of India directing banks to open more brick and mortar branches at village level to facilitate banking facilities at villagers’ doorstep, the Haryana government has been way short of its target.

According to norms, the state government decided to open brick and mortar branches in 194 villages in Haryana in its first phase, but only 44 of them could be opened.

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