Question

why poor farmers cannot take loans from bank

Answer 1

. Because poor farmers have no any paper and document to take loan
. They have no any loan rate

Answer 2

Hi Frnd,
poor farmers have a lot of problems and banks demand collateral and some farmers won't have enough land to keep it as collateral.
banks give loans depending on the income or by seeing the collateral.
some people don't know about banks also they don't know tht they keep low interest