why was the Indira awaas yogana launched
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Indira Awaas Yojana (IAY), a flagship scheme of the Ministry of Rural
Development has since inception been providing assistance to BPL families
who are either houseless or having inadequate housing facilities for
constructing a safe and durable shelter. This effort has been part of a larger
strategy of the Ministry’s poverty eradication effort, supporting the
development of an environmentally sound habitat with adequate provisions
for incremental expansion and improvement.
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Pradhan Mantri Gramin Awaas Yojana (PMGAY), previously Indira Awaas Yojana (IAY), is a social welfare flagship programme, created by the Indian Government, to provide housing for the rural poor in India. A similar scheme for urban poor was launched in 2015 as Housing for All by 2022. Indira Awaas Yojana was launched in 1985 by Rajiv Gandhi, the then Prime Minister of India, as one of the major flagship programs of the Ministry of Rural Development to construct houses for BPL population in the villages. Under the scheme, financial assistance worth ₹70,000 (US$1,100) in plain areas and ₹75,000 (US$1,200) in difficult areas (high land area) is provided for construction of houses.[2] These houses are equipped with facilities such as toilet, LPG connection, electricity connection, and drinking water [convergence with other schemes e.g. Swachh Bharat Abhiyan toilets, Ujjwala Yojana LPG gas connection, Saubhagya Yojana electricity connection, etc]. The houses are allotted in the name of the woman or jointly between husband and wife. The construction of the houses is the sole responsibility of the beneficiary and engagement of contractors is strictly prohibited. Sanitary latrine and smokeless chullah are required to be constructed along with each IAY house for which additional financial assistance is provided from "Total Sanitation Campaign" and "Rajiv Gandhi Grameen Vidyutikaran Yojana" respectively.This scheme, operating since 1985, provides subsidies and cash-assistance to people in villages to construct their houses, themselves.
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