write an application to the bank manager for opening a minor account in a bank. In formal letter
Answers
Answer:
So I kindly request you to please convert my bank account from Minor to Major. Note: Please write your name, account no., address, mobile no. in a letter and also your bank name, branch code in To section as mentioned above. Attach all the necessary documents
Explanation:
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Minor account
An account for students and below 18 children is called minor account. All the banks have certain rules and regulations for minor account holder. This type of account does not provide all the privileges to minor account holder but they can withdraw and deposit the amount with certain limits. RBI allows the age above 10 for minor account holder. Banks provides many facilities to students and children. So, they could also do the transactions and use the internet banking facility.
Letter
From,
Ritu C,
59, Indira nagar,
Andheri East,
Mumbai-400059
Date: 05/12/2014
To,
The Branch Manager
State Bank of India,
(Marol branch code 01594)
Subject: Request for converting minor account to major
Dear Sir/Madam,
I am hereby informing you that I had opened bank account in 2013. At that time I was 17 and now I am 18 years old. So that I want to convert my bank account minor to major. Also give me all facilities which major account has like cheque book, internet banking and ATM debit card. Here is my basic account information:
Name: Ritu C
Account No.: XXXXXXX1405
Address: 59, Indira nagar, Andheri East, Mumbai-400059
Mobile No.: 1234567890
So I kindly request you to please convert my bank account from Minor to Major.
Yours faithfully,
(Signature of account holder)
Enclosures:
1. ID proof (Pan Card, Aadhar card, Voter ID)
2. Address proof (Ration card, Light bill, Telephone bill, Aadhar card)