Question

write essay on NPA in Banks – Should credit growth be stalled?​
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Answer 1

Answer:

What led to the rise in NPAs? Some of the factors leading to the increased occurrence of NPAs are external, such as decreases in global commodity prices leading to slower exports. Some are more intrinsic to the Indian banking sector.

Answer 2

Answer:

The loans provided by the banks to the borrowers are known as assets of the bank. In case, if the borrower is not giving the interest or the principal or both the elements of a loan to the bank, then such a loan will be regarded as a Non-Performing Asset (NPA).