Question

write the scheme under which a person can open a bank account without depositing any money

Answer 1

If a minor requests to open a checking, savings, or money market savings account and their age is under 14, then the account cannot be opened. (With the exception of Santander Youth Savings, which is available to individuals under 18 years of age and requires a parent or legal guardian as co-owner).

Answer 2

zero balance account it is especially for BPL