You don’t have to, but getting a business insurance policy gave me peace of mind. Public liability is designed to give protection if a member of the public becomes injured because of your business. The cost varies, but expect at least £100 a year. You’ll want to think carefully about this, because it is a lot of money to pay out upfront, but I know I wouldn’t want to face a lawsuit if the worst happened! To learn more, check our FAQ page: ‘what is public liability insurance?’ Getting this in place just might help you sleep a bit easier.
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