Question

Your friend is overspending and in need of a budget. What type of expense should they reduce next month?

Answer 1

First they will need to examine current expenses. Once that's done the list should be reduced to needs instead of wants. If you friend tends to go out to eat often reducing the amount of days or I find it cost effective to order a child's dish. It reduces the temptation to over spend and over eat. So by doing this maybe this will cut out the gym membership as well. I hope this has helped. :)