Question

2.
What is the aspect of health care one finds in India? Explain.​

Answer 1

Answer:

India has a universal multi-payer health care model that is paid for by a combination of public and private health insurances along with the element of almost entirely tax-funded public hospitals.[1] The public hospital system is essentially free for all Indian residents except for small, often symbolic co-payments in some services.[2] At the federal level, a national health insurance program was launched in 2018 by the Government of India, called Ayushman Bharat. This aimed to cover the bottom 50% (500 million people) of the country's population working in the unorganized sector (enterprises having less than 10 employees) and offers them free treatment at both public and private hospitals.[1] For people working in the organized sector (enterprises with more than 10 employees) and earning a monthly salary of up to Rs 21000 are covered by the social insurance scheme of Employees' State Insurance which entirely funds their healthcare (along with pension and unemployment benefits), both in public and private hospitals.[3][4] People earning more than that amount are provided health insurance coverage by their employers through the many public or private insurance companies. As of 2020, 300 million Indians are covered by insurance bought from one of the public or private insurance companies by their employers as group or individual plans.[5] Unemployed people without coverage are covered by the various state funding schemes for emergency hospitalization if they do not have the means to pay for it.[6] In 2019, the total net government spending on healthcare was $36 billion or 1.23% of its GDP.[7] Since the country's independence, the public hospital system has been entirely funded through general taxation.

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