3. who is the debtor
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Explanation:
A debtor is an entity that owes a debt to another entity. The entity may be an individual, a firm, a government, a company or other legal person. The counterparty is called a creditor. When the counterpart of this debt arrangement is a bank, the debtor is more often referred to as a borrower.
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Answer:
debtor is that person who owns the debt from another person..
hope it helps...
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