Social Sciences, asked by nihal8724, 1 year ago

Define "insurance". discuss its characteristics features

Answers

Answered by prajwalmalghan
1
insurance is an agreement where for a stipulated payment called premium,one party agrees to pay to the other a defined amount upon the occurrence of a specific loss.
it covers the risk of death disability or loss.
it encourages compulsory savings
it achieves the purpose of the life assured
it gives peace of mind of getting coverage for life and property.
it helps when loss of life occurs
it helps for social benefits
it promotes investment of funds
it facilitates for the payment or debits
it provides loan facility and tax relief.
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