define the term human development
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Human development is the process characterized by the variation of the material conditions that most influence the possibilities of satisfying needs and desires and to explore and realize the physical and psychic, biological and cultural, individual and social potentials of each person.
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RTGS settlement is mainly employed for the large value and the transfer of the inter fund banks. The main disadvantage of RTGS is that the gross system has the gridlock risk that do not have enough money. The main advantage is that RTGS save money that support the transaction payment
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