Question

Discuss the pre-retirement and retirement counseling.

Answer 1

Pre-retirement counselling is one of the major milestones in the lifetime of a person. It is the time when all the money that a person has saved all his life and plans he/she has set aside have to begin to work. However many people do not give this even a thought. It requires a lot of planning and attention.

Retirement is not a destination. It is the beginning of a new journey. The best time to plan for retirement is 5 to 10 years before. Available pensions and investments need to be reviewed to make sure that the amount is good for retirement so as to meet the future needs.

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