Question

flexible payment items are ones that you can change easily from month to month such as how much you spend on clothing or hobbies

Answer 1

Answer:

Explanation:

Calculating expenses and costs to help you budget money properly. ... expense that does not change from period to period," such as mortgage or rent payments, utility bills, and loan payments. ... This will indicate how much you need to save each month. ... You can decide how much and if you will spend on these items.