I would never lent him money had I....... (know) his nature
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They are two different verbs: "to lend" is conjugated "lend, lent, have lent", and "to loan" is conjugated "loan, loaned, have loaned". According to Merriam-Webster, the verb to loan has died out in the U.K. This is corroborated by Google Ngrams, although it now appears to have been reintroduced from AmE.
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