McKyla works as a server in a restaurant. She earns from $2400.00 to $2800.00 every month in wages (including tips). If McKyla wants to construct a conservative budget, what should she state as her income for each month? To be conservative, an under-estimate should be used she state as her income for each month?.
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Answer:
How To Create a Successful Budget
How to make a budget
With surveys showing that most households lack sufficient savings to pay for a $1,000 emergency, and large numbers of Americans struggling with debt, the value of creating and following a budget has never been clearer.
Creating a household budget can serve many purposes: getting out of credit card debt faster, saving for a long-term goal such as a house or retirement, or simply ensuring that you are on solid financial footing to meet whatever curveballs life may throw at you. The evidence that budgeting works is clear-cut: Surveys show that those who stick to budgets are less likely to report financial worries or living paycheck to paycheck and more likely to achieve their financial goals.
So, what exactly is budgeting? At its simplest, it’s a ledger detailing the spending decisions you intend to make. It estimates how much money will come in during the months ahead, and it allocates enough money to cover expenditures such as food, housing, transportation and insurance.
A good budget also includes allocations for regular savings. In essence, a budget not only lays out a path for reaching a particular financial destination but also acts as a flashlight to shine the way and ensure that you don’t wander off course. Without one, you’re more likely to find yourself in the dark about your financial health and lost in the wilderness of debt and financial insecurity.
Step-by-step explanation:
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